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Fall Maintenance

5 Halloween Pranks That Are Covered By Your Car Insurance

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5 Halloween Pranks That Are Covered By Your Car Insurance…fear not, you’re covered.

Every year, Halloween brings out the neighborhood goblins, ghouls, and zombies, all looking for candy and maybe a little mischief. If your car winds up getting hit with broken eggs, Silly String or smashed pumpkins, you need to do you best to remove them quickly. If left on the paint for a period of time, this nasty mess can cause permanent stains that are not only unsightly but can lower your vehicle’s resale value. Check out some other interesting Halloween facts:

  • On average, there’s over $1 million worth of damage done to vehicles on Halloween.
  • Cars are, on average, twice as likely to be vandalized on Halloween.
  • There’s been an average of 1,253 insurance claims made on Halloween, with a $1,528 average cost per claim.

But not to worry- many insurance policies cover the type of vandalism that typically occurs on All-Hallows’ Eve.

1. Airborne Pumpkins

Comprehensive coverage protects you from airborne jack-o-lanterns (pumpkins) that cause damage to your vehicle. Pumpkins flying through the air — known to some as pumpkin chunkin’ — has grown in popularity over the years.  If you find yourself a victim of an aerial pumpkin attack this Halloween you can feel safe knowing that comprehensive insurance covers these damages.

2. Black Cats

Don’t get spooked! Collision insurance covers damages to your car that result from hitting a tree after swerving to miss a black cat. Sadly, if a black cat runs out in front of your car and is hit causing damage to your vehicle, those damages would be covered under your comprehensive insurance.

3. Ghostly Decoration Damages

Damages caused by decorations that crash into your car are covered by comprehensive insurance. Damages to your car caused by crashing into stationary decorations are covered by your collision insurance. If your neighbors scarecrow takes flight and crashes into your car, or if while driving home from a fun night of trick-or-treating a ghostly inflatable decoration rolls out into the street and crashes into your car any dent or ding would be covered by your comprehensive insurance.

4. Toilet Papered Car

If the pranksters scratch your car while wrapping it in TP—comprehensive will cover the damage. This Halloween prank for the most part is harmless. However, if you find that the prankster scratched your car while wrapping it in two-ply, your insurance company will probably consider this an act of vandalism and your comprehensive coverage would cover this damage.

5. You Got Egged

Arguably the most notorious, comprehensive coverage will protect your vehicle from any Halloween egging’s. Eggs can wreak havoc on your cars paint job. If you are the victim of this Halloween prank washing off the egg residue may spare your car’s paint job.

Sources: Elephant Insurance Claims Department

What You Can Do To Prevent Halloween Vehicle Vandalism

Consumer Reports recommends giving your car a good wax the week before Halloween to prepare your vehicle for the holiday. And if possible, try parking your car in a garage or use a car cover on Halloween night.

Have you ever been the victim of vehicle vandalism?

Tell us about it in the comments below!

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Why You Should Detail Your Car This Fall Seaosn | Valley Car Wash

Why You Should Detail Your Car This Fall Season

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Why You Should Detail Your Car This Fall Seaosn | Valley Car WashWinter has the potential to wreak havoc on the interior and exterior of your car, particularly for residents of cold weather states who face the damaging effects of snow, sleet and salt all season. Detailing your vehicle in the beginning of fall is especially important, as it can offer significant protection for your car and even prevent some of winter’s worst damage.

Protecting Your Paint Job

Because your car’s finish is extremely delicate, regularly maintaining its surface is particularly important all year long. The first step is thoroughly washing your vehicle using a cleaner specifically designed for cars, as any other household detergent risks stripping your car’s protective wax.

Once your car’s exterior is clean, apply a high-quality paint sealant to protect its finish from road salts, water and chemicals used on roads in winter weather. High-quality paint sealants typically offer protection for about six months, allowing you to apply the sealant now and be protected all winter.

Safeguarding Your Interior

Detailing the interior of your vehicle in preparation for winter is also necessary, particularly if your car has leather seats. Leather can be dried out by winter’s cold weather and lack of humidity, and unmoisturized leather is prone to cracking.

Moreover, because leather is porous in relatively warm conditions (above 50 degrees Fahrenheit), you must condition your car’s leather seats in fall, before winter weather sets in. If you decide to condition your leather interiors in cold weather, the leather will appear supple but will not have actually absorbed the necessary moisture. Look for a conditioner with lanolin and mink oil for the best results.

Protecting Your Tires

Your tires come into the closest contact with the salt and other chemicals on the road in winter. By making use of a high-quality polish–applied at the beginning of fall and reapplied often after washes–you can ensure that your tires both look good and are protected from the winter elements.

If you live in an area with particularly hard winter weather, you may want to use a silicone-based dressing in your wheel wells. Although silicone-based products should not be used on painted surfaces, applying such a product to your wheel wells can prevent salt, snow and ice build-up.

By detailing your car in the fall, you can ensure that your vehicle makes it through the next 6 months in top condition.

Fall Car Care Tips

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Fall Car Care TipsThe autumn season is approaching, and for most of the country, this means changing tree colors, cooler weather and pumpkin EVERYTHING; but also, it means some necessary fall car care is in order.

With winter just on the horizon, most customers may not feel the need to wash their cars as frequently. However, automotive enthusiast and blogger Scott Huntington says that you should still get your cars washed and waxed. Doing so can help shield them from the detrimental effects of fall debris like leaves, sap, mud, tar and bird droppings.

Here are five additional fall car care tips that will keep your cars looking great all season long:

  • Clear off any debris. Fall can be tough driving weather. It gets cold and dark early, and storms roll through often. You’ll need perfect visibility for these conditions, so it’s always a good idea to brush off any leaves, mud, dirt, etc., when present.
  • Check the wipers. Make sure they can wipe water and grime away quickly and efficiently.
  • Have some cloths and anti-freeze solution nearby. The harsh weather of early winter can take a toll on cars faster than you can say “Jack Frost.” We recommend purchasing cloths and anti-freeze to combat the weather.
  • Vacuum interior areas. Leaves and mud can litter your floor mats, and fingerprints can pile up on the dash. Do yourselves a favor and vacuum and wipe down your interior whenever possible.
  • Keep tabs on the important stuff. Brake pads, tires, the engine and other vital components of the car should be maintained regularly to keep the vehicle operating at optimal performance levels, especially on slippery fall and winter roads.

 

Car Maintenance Year Round

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car maintenance year round

 

 

As we move further into the beautiful fall season, we can admire the changing colors and warm toned scenery all around us. Driving through the countryside on a crisp autumn day is a wonderful sight. BUT, with the change of seasons comes precautions to consider. The biggest concern with our vehicles and autumn weather are the leaves falling off the trees. When left on a car for too long, exposed to the elements, leaves can cause unwanted damage to your car. Decomposing where they land, leaves can release their nature acids and have the potential for ruining the paint finish on your car. In worse case scenarios, when a wet leaf is sitting for some time it can leave an imprint of itself in the paint.

Don’t neglect the importance of car maintenance year round. Summer seems to be the go to season for keeping a nice and shiny, clean car. We can easily overlook the importance of taking a few mins a week to upkeep our car in the cooler season. Keep your vehicle looking nice as long as possible with a few of the following tips.

Prevention:

  1. When a season has ended it’s a good idea to apply a good wax treatment on your vehicle. Adding a layer of protection to the elements will continue to protect your vehicles finish throughout each season.
  2. During the fall months, remove the leaves on your car as you see them, take a few minutes a day and brush them off
  3. Keep your car regularly washed to clean off any unseen debris. Running it through a car wash on a weekly basis is a quick and easy, hands-free way to ensure the pesky seasonal issues are taken care of.